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Photo by Vladimir Rys/Getty Images
Photo by Vladimir Rys/Getty Images
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ATM Surcharges Could Be Waived With Commercials

I think I would rather watch a short advertisement on an ATM screen than pay a transaction fee, what about you?  That is the plan with this invention:
 

ATM users could soon be able to opt out of ATM surcharges by agreeing to watch an advertisement in the same amount of time it takes for a typical transaction.

Clinton Townsend, a 25-year old Brooklyn, N.Y., resident from New Jersey, is founder and CEO of Free ATMs NYC.

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Salvation Army
Salvation Army
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5 Ways To Help Our Local Salvation Army This Holiday Season

We're always told to remember the REAL spirit of the holidays.  That would include helping your neighbors and those in need in our community.  There are several ways to do this, through the Salvation Army.  Not only will it be appreciated beyond words, but will leave you with an incredibly wonderful warm and fuzzy feeling of helping others.  Here's some ideas for you and your family to choose from.

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Photo by Hannah Foslien/Getty Images
Photo by Hannah Foslien/Getty Images
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Unexpected $876 Million State Surplus Comes With Caution

The state of Minnesota got unexpected news withe this $876 million state surplus.  However it looks like all Minnesota residents won't be receiving a check anytime soon.
Although they predict the state will end the two-year budget cycle with a surplus, the state's economic gurus are not dancing in the streets

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David Silverman, Getty Images
David Silverman, Getty Images
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Is Your State Paying the Most for Electricity?

Turning up the dial on your thermostat in the fall and winter months is bound to add major coin to your electric bill, so you power through. Unless you live in Utah, and then you really have nothing to worry about, according to new data released this week.

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Photo by Tom Pennington/Getty Images
Photo by Tom Pennington/Getty Images
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Black Friday Do’s And Dont’s

Will you be done with your Christmas shopping by the end of Black Friday?  Will you venture out Thanksgiving night to shop?  You most likely won't see me out there, but I wish you luck you shop 'til you droppers.
These Black Friday do's and don'ts will help you score the best deals — whether you want to shop from home in your pajamas or venture out to the stores (perhaps in something other than PJs).

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Facebook
Facebook
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Duluth Clydesdales Hockey Honor Duluth East Student, Rachel Sandell

Celebrate the amazing life of Rachel Sandell with the Duluth Clydesdales Hockey Team!  She had the gift of compassion and helping others and it continues.  They will be honoring Rachel with a special memorial night that will raise money for Coaches VS Cancer.  Here's the details: 

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Jonathan Daniel/Getty Images
Jonathan Daniel/Getty Images
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Hey Packer Fans, Want To Own A Piece Of Lambeau?

I'll admit I am not a Packer fan, but I know many that are, and this is a cool proposition for them.  So, I'm sharing.  The last time that the team offered stocks to shareholders was 1997, it's been a long wait, but the time has come, a chance to buy Packer stock will soon be available.  Here's some interesting facts and stats through the years and an email address if you want to make a  purchase next week (and let Ken and Cathy know if you get a piece of Lambeau field)!

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Photo by Chris Hondros/Getty Images
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7 Dangers To Watch Out For When Using Your Debit Card

I believe debit cards are a better option than checks to pay for things and protect your privacy.  Think about it, a check has your account number in plain site across the bottom while a debit card has a random number across the front.  That being said, there are things you should do to help prevent becoming a victim of fraud.  Here are 7 dangers to watch out for when using your debit card:

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Justin Sullivan/Getty Images
Justin Sullivan/Getty Images
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YOUR Input Is Needed: PUBLIC MEETING NOTICE-Area Mail Processing (AMP) Feasibility Study Completed

I want to share important information I received from the Superior Douglas County Chamber of Commerce.  While I do some banking on-line and email rather than write letters, I still need my postal service for a variety of reasons.  A  feasibility study was conducted and now it's time to show you the results.

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Sasha/Getty Images
Sasha/Getty Images
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Recent Rash of Local Burglaries Prompts Police To Give Prevention Tips: Get Them Here

The Duluth Police Department has seen a recent increase in day time residential burglaries in the Duluth and Hermantown areas. Most of the homes burglarized had doors that were left unlocked.  They say the items taken most often stolen were jewelry and electronics.  Police say their investigation has resulted in some arrests, thankfully, and they are continuing to monitor the situation.  They also provided some helpful tips to make your home and family safer.

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Photo by Tim Boyle/Getty Images
Photo by Tim Boyle/Getty Images
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Housing Refinance Program Offered By Federal Agencies Hopes To Help The Ailing Housing Market

It's amazing how much money can be saved by refinancing.  Hopefully this is able to help many people across the country.

 
In the government's latest attempt to address the ailing housing market, President Obama will announce changes to a federal program Monday that will make it easier for struggling homeowners to refinance to today's near-record low rates.

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Peter DuVall
Peter DuVall
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Kindergarten Teacher At Stowe Wins First maurices Service Learning Grant

Congratulations to Mr. Paul David, Kindergarten Instructor at Harriet Beecher Stowe Elementary School.  They are the recipient of B105's first maurices $200 grant for Service Learning.

The kids have learned why trees are vital to the environment and will plant their seedling trees today!  I think it's fantastic that kids this age are learning about the ecosystem and Carbon Cycle.  Here's more on this Service Learning Project.

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