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Sharpen Your Financial Focus During the Holidays with a New Free Tool Offered By Lutheran Social Services

Everyone needs a little financial guidance especially when we start to spend a little more on holiday necessities.  Lutheran Social Services is bringing a new tool to the Duluth area that is free and can help you with your personal financial goals.

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Sean Gallup/Getty Images
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Weatherization Assistance Available for Wisconsin Residents

I have already seen my heating bill begin to rise and it's only going to get worse as we dive into the winter months.  Any time I find the opportunity to apply for heating assistance or anything to help you save some money or keep the cost of your household utilities down, I share it with you.  This time, it benefits Wisconsin residents.  Pass it on to family and friends to see how much $$$ you can save!

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currency
Mark Wilson/Getty Images
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More Bang for Your Buck, Your Dollar Bill Could Be Worth Thousands

How many times have you been holding a dollar bill and wish you could add a few zeros behind the number one to make it a hundred or even a thousand dollar bill?  It could actually be a single dollar bill worth that much thanks to the serial number! Talk about more bang for your buck!

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Who Would Benefit from Reverse Mortgages? Get Answers from Lutheran Social Services, Offering Free Counseling for a Limited Time

I know an older couple that have a reverse mortgage.  They explained what it did for them and it sounds like a great deal.  However, it's not for everyone and there is a lot of variables to consider.  If you want to learn more about reverse mortgages and are wondering if it would be a way to make living more affordable for your parents or maybe your grandparents you should check this out.  Lutheran Social Services is offering free reverse mortgage counseling for a limited time.

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Photo by Scott Olson/Getty Images
Photo by Scott Olson/Getty Images
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Minnesota Man Wins A Portion Of Massive Powerball Jackpot

The Powerball had three winners, and one of them happens to be from Anoka County in Minnesota.

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(Photo by Ethan Miller/Getty Images)
(Photo by Ethan Miller/Getty Images)
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Average American Salary is $45,790 and Means Absolutely Nothing

I get a little frustrated when I read articles that deal with average American's earnings.  Today I read an article on yahoo that shows you "where your salary ranks across the country."  In the first section it talks about the average American worker earns $45,790 a year.  Sorry, that's a little inflated.  Average salary as a whole is a terrible way to see what an average citizen earns, and here is why.

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Bureau Of Engraving And Printing Prints New Anti-Counterfeit 100 Dollar Bills
Mark Wilson/Getty Images
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UW-Extension Highlights a Simple Way to Check Your Credit Report for Free

The UW-Extension office wants to make it easier to save money and improve your financial well-being.  They are continuing the  "Check Your Free Credit Report Campaign on June 6, 2013. This reminds people to view their three free reports each year on Feb. 2, June 6 and Oct. 10.  Here's how:

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blake shelton and miranda lambert over you
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Blake Shelton and Miranda Lambert Perform Their Song “Over You” to Raise Money for Victims of the Oklahoma Tornado

Congratulations to Kellie Pickler!!!  Ken and I couldn't be more proud of her accomplishments on Dancing with the Stars.  But, I was torn between watching her or Blake Shelton on The Voice.  I chose to watch Kellie, but was luckily enough to catch Miranda Lambert and Blake Shelton sing their emotional song "Over You" to help raise money for the victims of the devastating Oklahoma Tornado. 

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Ken Hayes
Ken Hayes
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Gas Prices Continue To Soar Out Of Control in Duluth Superior Area, $4.39 A Gallon

This is getting ridiculous.  Gas prices have soared now to $4.39 a gallon in some parts of Duluth, and it can only be expected to keep climbing.  According to Minnesota Gas Prices, as of 11:25 am Friday, at least 3 stations raised the price to $4.39 a gallon for regular unleaded.

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(Photo by Justin Sullivan/Getty Images)
(Photo by Justin Sullivan/Getty Images)
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My 2013 Motorcycle VS Gas Prices Battle

I've owned a motorcycle now for 10 years.  In the last few years with the gas prices soaring I've told myself every spring that I'm going to ride to work no matter what to save money on gas.   My truck gets 13 mpg in town, my bike gets 55+ mpg.  It's a no brainer, taking the bike.  Eventually, every year I get lazy and instead of taking the time to put on rain gear or warmer clothing, I hop in the truck.  NOT THIS YEAR.  Here's my challenge:

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(Photo by Mike Ehrmann/Getty Images)
(Photo by Mike Ehrmann/Getty Images)
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Does Money Buy Happiness? New Study Says “Yes”

We've always heard money doesn't buy happiness.  Well being poor doesn't buy happiness either.  A new study shows that wealthier countries (like the U.S.) have more satisfied people than poorer countries.

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Category: Financial, Lifestyle News Tags: ,
(Photo by Felipe Caicedo/ Getty Images for Netflix)
(Photo by Felipe Caicedo/ Getty Images for Netflix)
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Netflix Will Begin Offering “Family Plan” For Subscribers at $12 a Month

I've been a Netflix subscriber for quite a few years now.  I use Netflix a few times a week, primarily when I work out and want to watch something interesting, instead of stumbling on a cable channel.  I stuck with the company when they divided the mail in option and the streaming option into two separate plans.  Considering I always forgot to mail in the DVD's anyway.  But, there are new changes coming to Netflix.

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